A comprehensive Cyber Insurance policy will typically include:

• first-party coverage for damages incurred by the insured, including net pre-tax profit the business would have earned, operating expenses like payroll that continue even when business systems go down, and extra expenses of mitigating the impact, such as overtime or expedited shipping
• third-party coverage for damages to third parties, which is particularly important for businesses responsible for preventing attack or breach for clients
• 24/7 incident response to data breaches, ransomware, and deceptive funds theft attacks
• IT forensics support to preserve evidence for law enforcement

We're glad to hear that you are covered!  eSpecialty makes getting or renewing coverage easier, so we'd be happy to work with you when you are ready to renew.  If you send us an email with your policy information and renewal date, we can even send you reminder with a link to a digital application prior to your renewal date.

If you aren't confident that the coverage you have is sufficient for your needs, we would be happy to provide you with a complimentary coverage review.

Yes, and eSpecialty makes renewing coverage easier!  We recommend starting an application 6-8 weeks prior to your renewal date.  Simply click Get Covered to get started on your digital application now.

If you have already have a recently completed application, no need to complete another form.  You can simply email it to us at [email protected].