Industry Insights

Cyber Insurance for Restaurants – The Recipe for Peace of Mind

The restaurant industry has evolved dramatically in recent years, especially in the wake of the COVID-19 pandemic.… Read More

Protecting Your Insurance Agency from E&O Claims

As an independent insurance agency owner, one of your top priorities is to protect your business from… Read More

Watch Out for Cyber Exclusions

Cyber Insurance is a smart move for any organization, but it's essential to be aware of the… Read More

Crime Policy vs. Cyber Insurance?

In today's digital age, businesses face an increasing risk of cybercrimes. To protect from financial losses as… Read More

The Evolving Cyber Insurance Landscape

eSpecialty co-founders Bob Sargent and Kelsey Byrne Kelly recently shared their insights on the changing cyber insurance landscape with Webcheck Security CEO, Greg… Read More

Cybersecurity on a Budget: 6 Practical Tips for Small Organizations

Over the past year, cybersecurity has become a pressing concern for organizations of all sizes. While larger… Read More

Cyber Spotlight: Insurance Industry Risks

Insurance companies are focused on helping their clients defend against possible risks, but it’s crucial for insurance… Read More

Your Cyber Insurance Application Checklist

If you’re ready to apply for cyber insurance, it helps to be as prepared as possible. Insurers… Read More

Your Cyber Risks, by The Numbers

Everyone knows cyber attacks are a possible risk, but how frequently do they actually occur? Accurate cyber… Read More

3 Cyber Vulnerabilities that Affect Small Businesses

It’s easy to assume that cybercriminals target large businesses, but that’s not the case. Small and medium-sized… Read More

Cyber Predictions for 2023

Just as cyber threats continue to evolve, the role of cyber insurance will also evolve in the… Read More

What is Multi-Factor Authentication?

Why is the cyber security industry buzzing about multi-factor authentication (MFA)? MFA is an important security strategy… Read More

Top 5 Industries Targeted by Ransomware

During the first half of 2022, over 236 million ransomware attacks occurred worldwide. This staggering number illustrates… Read More

Why Do Insurance Agencies Need Errors & Omissions Coverage?

Insurance agencies focus so much time on assisting clients with the right coverage that they sometimes miss… Read More

What is Phishing and Why Does It Matter?

With an increased focus on cyberattacks in recent years, companies are stepping up their security game and… Read More

How Much Cyber Coverage Do I Need?

Cyberattacks are a real and detrimental risk, but just 19% of companies have ransomware coverage over $600,000.… Read More

Cyber Security Strategy Should Include Insurance

Cyber attacks are on the rise as hackers and criminals constantly find new ways to exploit data… Read More

Misconceptions About Cyber Insurance

The dramatic increases in cyber attacks over the last few years has driven a close alignment between… Read More

Improvement in the D&O Market

Finally, some good news for most Public, Private, and Non-Profit company D&O buyers! After a number of… Read More

State of the Market: Cyber Insurance

Into the middle of 2022, the Cyber Insurance market continues to see increases in pricing and tighter… Read More

3 Things You Need to Know About Employment Practices Liability

Today’s workplaces are constantly changing, and the widespread shift to remote work has impacted everyone in significant… Read More

D&O Does NOT Cover E&O

Professional services are meant to be covered in Errors & Omissions (E&O) Insurance policies and are therefore… Read More

Investors & Wire Transfer Fraud

Investors and the companies they invest in have significant wire transfer fraud exposure and should be taking… Read More

Standalone Cyber Insurance Beats Add-On Coverage

Cyber Insurance is typically purchased as a standalone policy covering cyber risks, but some organizations think that… Read More

What Is Business Interruption Cost?

Business interruption coverage is a critical protection from ransomware attacks, and is included in most comprehensive Cyber… Read More

Cyber Insurance & the War Exclusion

Cyber Insurance policies typically include an exclusion for acts of war, called the war exclusion.  For underwriters,… Read More

Cyber Insurance Market Tightens

Businesses looking to renew their Cyber Insurance in the coming year should expect higher premiums and could… Read More

Non-Affiliated Additional Insureds

Not Recommended for Professional Liability It is not advisable to add a non-affiliated organization as an additional… Read More

Ransomware Perfect Storm

Ransomware attacks have increased significantly and are creating challenges for SMBs (small and medium-sized businesses) and for… Read More

What is Claims-Made Insurance?

Errors & Omissions (E&O), Directors & Officers (D&O), Employment Practices Liability (EPL) and the liability section of… Read More

Surplus Lines Market – What & Why

You may have heard the term Surplus Lines or Admitted insurance, or you may have gotten an… Read More

What Do Cyber Insurance Underwriters Look For?

As cyber-attacks continue to increase, Cyber Insurance is becoming more important and more costly – for both… Read More